Comprehensive, flexible and powerful

PocketSmith is all you need to manage your money, offering insights into the past, present, and future of your finances. Simply organize your money the way it best suits you, and let PocketSmith take care of all the tough calculations.

Here are just a few of the features that set us apart from the rest.

Tour overview
Unified accounts. See all your transactions in one place, track your spending easily, and keep an electronic record of your financial life.
See the future. The unique forward-focus of PocketSmith gives you an insight into your future. This interactive graph displays your financial forecast.
Calendars make sense. Repeating events are especially powerful: set a $10 'Food' expense to repeat daily, and instantly see the financial impact weeks, months and years from now.
Dream up your goals, then achieve them. Give yourself something to look forward to, and follow your progress from the dashboard any time.
Jaz Dawson

@PocketSmith just gets better and better. I love that it's so easy to assign categories and view expenses against a budget - you guys rock!

Jaz Dawson | Australia

Aggregate your transactions and have them at your fingertips

PocketSmith supports financial institutions from all over the world. Upload your transactions manually or have them automatically imported from your bank and credit card accounts. Move banks or countries, and your transactions stay in one place.

Sort transactions into your own categories, like groceries, salary, or rent. You can even split transactions and receipts into multiple categories for more accuracy.

See where and what you’re spending your money on by filtering transactions based on category, location, frequency, income, expense, or date.

PocketSmith helps you discover more about your spending habits and encourages you to learn from your past.
Learn from your past
Use the powerful search tools to hunt down that coffee joint you spend the most money at!

To spend or not? Get in the habit of making the right decisions

Make the right decisions now.
Simply click to reveal the transactions responsible for pushing you over budget.

Impulse purchases can rapidly push you to spend beyond your means. This is where the Personal Summary comes in handy.

PocketSmith will tell you that you have $30 left to spend of your $90 weekly grocery budget, and that you need to make it last the next 4 days.

With this information, you're poised to make the right decision, every time. (We'll just look at that rack of lamb again next week).

The Personal Summary also lets you track your budgets historically. By simply clicking on the column graphs, you'll get a breakdown of the transactions that occurred in that period - helping you understand where and why an overspend happened.

PocketSmith lets you know when it's appropriate to treat yourself, and when you need to tighten your belt.
Ryan Bolz

Thx for sharing @PocketSmith with me - the interface is clean and the calendar is one of the best I've seen! Thanks again!

Ryan Bolz | United States of America

Schedule your finances to predict the future

People use calendars to stay organized and informed about upcoming events. PocketSmith lets you do the same with your money.

Repeat financial events such as your salary, rent, groceries and utilities are calculated to accurately forecast your cash position - down to the cent - to a specific day as far as 20 years into the future.

It's the next best thing to a Time Machine. Use the knowledge to plan for your next vacation, or for big changes such as buying a house, or starting a family.

PocketSmith is a crystal ball for your finances. It helps you understand your future so you can plan effectively.
Improve your future
Organize specific types of events into calendars of their own, then turn them on and off to see the combined effect on your overall cash flow and future position.

We take your security seriously

Your confidentiality and security when using PocketSmith is our highest priority. It is our job to make sure you feel comfortable using our application.

  • Bank-level security. Everything going between PocketSmith and your web browser is encrypted with high-grade 256-bit AES security, and we automatically log you out after 25 minutes if you’re not doing anything. Bank-level security
  • No personally identifiable information. We don't need your information to allow you to budget - so we don't ask for anything beyond an email address. Make up an email account just for PocketSmith if you'd like, we don't mind. No personally identifiable information
  • Uploaded transactions, swept clean. We take only the relevant information, no personal information like names or bank account numbers. Nothing is stored except for a date, a description and an amount. Uploaded transactions, swept clean
  • And no matter what - you can't move or transfer money with PocketSmith, ever.

Web-based makes things easy

Gone are the days of installation CDs, serial numbers and activation codes. Patches, updates, new versions; the web takes care of all of this for you.

  • No installation, always up-to-date. Using PocketSmith is as easy as opening your web browser. You can access your PocketSmith account from anywhere, any time. No installation, always up-to-date
  • Always compatible. No matter what you use - Windows, OS X or Linux - you'll always be able to use PocketSmith. All you need is an Internet connection and a modern web browser, and you’re good to go. Always compatible
  • Constant evolution. PocketSmith is always growing and evolving, based on feedback from our users. Think of these as free upgrades. Always running on the latest version of the application means managing your money gets better over time! Always compatible